The Debt Solutions People®

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Trustees Helping Edmonton & Central/Northern Alberta With Debt Solutions:

Credit Counselling, Consumer Proposals, Bankruptcy & Alternatives

Personal & Business Needs

Are your creditors calling? Are your wages being garnished? Are you falling behind on your mortgage and facing foreclosure? Do you need help understanding your options when it comes to debt?

The trustees and credit counselling professionals at A.C. Waring & Associates offer debt resolution knowledge, advice, and guidance to individuals and small businesses throughout Alberta. A.C. Waring & Associates will help you deal with your creditors and insolvency issues. We can also arrange for bankruptcy proceedings, consumer proposals, help with restructuring your debt, and planning an orderly and manageable payment schedule between you and your creditors for better financial footing, income permitting.

Bankruptcy & Insolvency Services

Personal & Business Financial Advice

If you are behind in personal credit card or loan payments or your business has suffered substantial losses that threaten the company’s viability, we can help you analyze and assess your finances and get you back on track wherever possible.

Bankruptcy & Alternatives

Talk to our bankruptcy professionals in Edmonton about personal or business bankruptcy proceedings as well as alternatives to declaring bankruptcy. We will endeavour to find workable solutions to your financial problems.

Consumer & Commercial Proposals

If you or your business has accrued enough debts that you cannot reasonably repay, there are options other than bankruptcy. Our insolvency trustees can help navigate the differences between consumer and commercial proposals to see if they may work for you.

Debt & Credit Counselling

Debt can feel overwhelming, and credit can be confusing. We are here to help explore all of your options to find the right solution for your situation. Our experienced professionals will help you create a plan to get your finances back on track.

Debt Consolidation

Alberta has a variety of programs and services that can help with debt relief, including debt consolidation. We can help you figure out if combining your debts into a manageable monthly payment is a suitable option for your unique situation.

Debt Repayment Planning

If you feel in over your head with multiple sources of debt, we can help. We specialize in offering debt repayment planning to help you lay out a clear and concise plan to pay off your debts in an efficient way.

Consumer or Business Creditor Negotiations

We have professional, knowledgeable staff that can help you work with creditors to reach a settlement. If your account is in collection, we can help find a solution that works for your situation.

Personal or Business Bankruptcy Protection Proceedings

Although bankruptcy may be the last resort for some, it can be an option if you cannot repay your debts for various reasons. We can help you explore if bankruptcy is the opportunity you need for a fresh start.

Free Initial Consultation

Personal & Business Financial Advice

In your free consultation, we will provide a confidential financial assessment, debt and credit discussion, and professional debt advice. Albertans in Edmonton and the surrounding Central & Northern area can rely on our expertise.

Where To Find Us

Find us in the First Edmonton Place building on the corner of Jasper Avenue and 107th Street, behind the Corona LRT Station. Street meter parking is available along Jasper Avenue as well as 106th and 107th Streets, and paid surface parking is off of 106th Street, and underground parking for First Edmonton Place is off of 107th Street.

A.C. Waring &
Associates Inc.

  • First Edmonton Place
    410-10655 Jasper Ave NW
  • Edmonton, AB T5J 3S9

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Our Testimonials

Blog

What Are the Costs of Declaring Bankruptcy?

Bankruptcy

Not being able to cover all of your debt payments is undoubtedly stressful. In these moments it’s important to understand that you have options to help you regain control of your finances. One of these options could be declaring bankruptcy. Bankruptcy, conducted by a Licensed Insolvency Trustee, is the process of corralling your creditors and […]

Read More…

September 1, 2022
Arthur Waring

Can You Include Payday Loans in Bankruptcy?

BankruptcyDebtPayday Loans

If you’re in need of cash fast, you may take out a payday loan. These high interest, short-term loans could help address emergency costs like property damage, but they are hardly ever worth taking out unless you are absolutely certain you can pay them off by their first due date. But life happens, and you […]

Read More…

August 17, 2022
Arthur Waring

Can Just One Spouse File Bankruptcy?

BankruptcyCouples financesDebt

Whether you move in as a couple or get married, your financial situation can change in several ways. Still, managing your debt should be your first priority. But if you struggle with managing your debts, will the consequences you face also affect your loved one? If you need to file for bankruptcy, will your partner […]

Read More…

August 17, 2022
Arthur Waring
a couple sits in front of a computer and papers worrying about declaring bankruptcy

Not being able to cover all of your debt payments is undoubtedly stressful. In these moments it’s important to understand that you have options to help you regain control of your finances. One of these options could be declaring bankruptcy. Bankruptcy, conducted by a Licensed Insolvency Trustee, is the process of corralling your creditors and […]

Read More…

Payday loan application on tablet that person is holding

If you’re in need of cash fast, you may take out a payday loan. These high interest, short-term loans could help address emergency costs like property damage, but they are hardly ever worth taking out unless you are absolutely certain you can pay them off by their first due date. But life happens, and you […]

Read More…

Couple sitting by one another worried about debt and considering options such as one of them filing for bankruptcy

Whether you move in as a couple or get married, your financial situation can change in several ways. Still, managing your debt should be your first priority. But if you struggle with managing your debts, will the consequences you face also affect your loved one? If you need to file for bankruptcy, will your partner […]

Read More…

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