Debt Free®

The Debt Solutions People®

Financial Debt Help:
Stress Indicator Checklist

Call Us Today

Personal & Business Debt Crisis

Sometimes, financial troubles can get out of control quickly, before you’ve even realized it. Having bad debt and being chased by creditors can be extremely stressful, often causing people to adopt behaviours that worsen the situation.

Go through the applicable list below and see if these indicators reflect what is happening in your life today. If you find yourself checking off several of these, this is likely a signal that your debt problems are serious and need to be addressed immediately.Don’t hesitate—call our office today and get on the road to financial recovery.

Check Your Personal Debt Stress Indicators

  •  Credit refusals
  •  Support payment problems
  •  Pressure from bill collectors
  •  Depression
  •  Unpaid bills piling up
  •  Fear of foreclosure or losing your car
  •  Arguments over money problems
  •  Credit cards past due
  •  Gambling losses
  •  Pawning, borrowing, stealing
  •  Repeatedly asking relatives for money
  •  Using one credit card to pay off another
  •  Anger at creditor calls
  •  Unexpected job loss
  •  Feeling alone and hopeless
  •  Behind in taxes

Check Your Business Debt Stress Indicators

  •  Loan demand
  •  Inability to meet payroll
  •  Suppliers pressuring for payment
  •  Anxiety
  •  Failure to pay monthly rent/lease
  •  Behind in taxes
  •  Downturn in the market
  •  Customer base decreasing
  •  Bailiff seizures
  •  Merger or break-up
  •  Multiple re-mortgaging
  •  Internal misappropriation of funds
  •  Corporate funds depleted
  •  Personal funds depleted
  •  More cash going out than in
  •  Depression

We offer customized debt counselling for your needs.

Where To Find Us

Find us in the First Edmonton Place building on the corner of Jasper Avenue and 107th Street, behind the Corona LRT Station. Street meter parking is available along Jasper Avenue as well as 106th and 107th Streets, and paid surface parking is off of 106th Street, and underground parking for First Edmonton Place is off of 107th Street.

A.C. Waring &
Associates Inc.

  • First Edmonton Place
    410-10655 Jasper Ave NW
  • Edmonton, AB T5J 3S9

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Our Testimonials

Blog

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Sometimes it is necessary to file for bankruptcy so knowing what to expect from the process can help make the situation much more manageable. It’s also important to note that bankruptcy isn’t the end of your financial well-being. In fact, it will probably help improve your financial security in the short run. So, let’s take […]

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Debt isn’t inherently a bad thing—in fact, having a little bit of debt can actually help your financial situation in the future.  Most people don’t have the capital to pay for things like a home or a car in a single transaction, so you’ll likely need to take out a loan to help pay for […]

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What Are the Costs of Declaring Bankruptcy?

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Not being able to cover all of your debt payments is undoubtedly stressful. In these moments it’s important to understand that you have options to help you regain control of your finances. One of these options could be declaring bankruptcy. Bankruptcy, conducted by a Licensed Insolvency Trustee, is the process of corralling your creditors and […]

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two people sit at a table across from each other discussing the bankruptcy process. there is a gavel and paperwork on the table

Sometimes it is necessary to file for bankruptcy so knowing what to expect from the process can help make the situation much more manageable. It’s also important to note that bankruptcy isn’t the end of your financial well-being. In fact, it will probably help improve your financial security in the short run. So, let’s take […]

Read More…

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Debt isn’t inherently a bad thing—in fact, having a little bit of debt can actually help your financial situation in the future.  Most people don’t have the capital to pay for things like a home or a car in a single transaction, so you’ll likely need to take out a loan to help pay for […]

Read More…

a couple sits in front of a computer and papers worrying about declaring bankruptcy

Not being able to cover all of your debt payments is undoubtedly stressful. In these moments it’s important to understand that you have options to help you regain control of your finances. One of these options could be declaring bankruptcy. Bankruptcy, conducted by a Licensed Insolvency Trustee, is the process of corralling your creditors and […]

Read More…

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