The Debt Solutions People®

Financial Debt Help:
Stress Indicator Checklist

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Personal & Business Debt Crisis

Sometimes, financial troubles can get out of control quickly, before you’ve even realized it. Having bad debt and being chased by creditors can be extremely stressful, often causing people to adopt behaviours that worsen the situation.

Go through the applicable list below and see if these indicators reflect what is happening in your life today. If you find yourself checking off several of these, this is likely a signal that your debt problems are serious and need to be addressed immediately.Don’t hesitate—call our office today and get on the road to financial recovery.

Check Your Personal Debt Stress Indicators

  •  Credit refusals
  •  Support payment problems
  •  Pressure from bill collectors
  •  Depression
  •  Unpaid bills piling up
  •  Fear of foreclosure or losing your car
  •  Arguments over money problems
  •  Credit cards past due
  •  Gambling losses
  •  Pawning, borrowing, stealing
  •  Repeatedly asking relatives for money
  •  Using one credit card to pay off another
  •  Anger at creditor calls
  •  Unexpected job loss
  •  Feeling alone and hopeless
  •  Behind in taxes

Check Your Business Debt Stress Indicators

  •  Loan demand
  •  Inability to meet payroll
  •  Suppliers pressuring for payment
  •  Anxiety
  •  Failure to pay monthly rent/lease
  •  Behind in taxes
  •  Downturn in the market
  •  Customer base decreasing
  •  Bailiff seizures
  •  Merger or break-up
  •  Multiple re-mortgaging
  •  Internal misappropriation of funds
  •  Corporate funds depleted
  •  Personal funds depleted
  •  More cash going out than in
  •  Depression

We offer customized debt counselling for your needs.

Where To Find Us

Find us in the First Edmonton Place building on the corner of Jasper Avenue and 107th Street, behind the Corona LRT Station. Street meter parking is available along Jasper Avenue as well as 106th and 107th Streets, and paid surface parking is off of 106th Street, and underground parking for First Edmonton Place is off of 107th Street.

A.C. Waring &
Associates Inc.

  • First Edmonton Place
    410-10655 Jasper Ave NW
  • Edmonton, AB T5J 3S9

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Blog

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The average Albertan carries about $25,000 of debt—the culmination of student loans, car loans, mortgages, credit card balances, and so much more. You’re going to have to face these debts at one point or another, and the difference between paying them off and struggling with your finances is having a sound repayment strategy. If you’re […]

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Running your own business can be one of the most rewarding and self-actualizing decisions you can make, but it comes with many responsibilities. And with these responsibilities come expenses, and with expenses often comes debt. For new Alberta business owners, the future looked bright as there was a 27.9% drop in business bankruptcies in 2021 […]

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Credit cards are among the most common reasons so many Canadians struggle with debt. In fact, 88% of debtors had a median credit card balance of $13,827 in 2019. When you couple credit card debt with mortgages, car payments, and student loans, it’s not difficult to imagine your finances taking a tailspin if you’re not […]

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February 11, 2022
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The average Albertan carries about $25,000 of debt—the culmination of student loans, car loans, mortgages, credit card balances, and so much more. You’re going to have to face these debts at one point or another, and the difference between paying them off and struggling with your finances is having a sound repayment strategy. If you’re […]

Read More…

Running your own business can be one of the most rewarding and self-actualizing decisions you can make, but it comes with many responsibilities. And with these responsibilities come expenses, and with expenses often comes debt. For new Alberta business owners, the future looked bright as there was a 27.9% drop in business bankruptcies in 2021 […]

Read More…

Credit cards are among the most common reasons so many Canadians struggle with debt. In fact, 88% of debtors had a median credit card balance of $13,827 in 2019. When you couple credit card debt with mortgages, car payments, and student loans, it’s not difficult to imagine your finances taking a tailspin if you’re not […]

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