The Debt Solutions People®

Financial Debt Help:
Stress Indicator Checklist

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Personal & Business Debt Crisis

Sometimes, financial troubles can get out of control quickly, before you’ve even realized it. Having bad debt and being chased by creditors can be extremely stressful, often causing people to adopt behaviours that worsen the situation.

Go through the applicable list below and see if these indicators reflect what is happening in your life today. If you find yourself checking off several of these, this is likely a signal that your debt problems are serious and need to be addressed immediately.Don’t hesitate—call our office today and get on the road to financial recovery.

Check Your Personal Debt Stress Indicators

  •  Credit refusals
  •  Support payment problems
  •  Pressure from bill collectors
  •  Depression
  •  Unpaid bills piling up
  •  Fear of foreclosure or losing your car
  •  Arguments over money problems
  •  Credit cards past due
  •  Gambling losses
  •  Pawning, borrowing, stealing
  •  Repeatedly asking relatives for money
  •  Using one credit card to pay off another
  •  Anger at creditor calls
  •  Unexpected job loss
  •  Feeling alone and hopeless
  •  Behind in taxes

Check Your Business Debt Stress Indicators

  •  Loan demand
  •  Inability to meet payroll
  •  Suppliers pressuring for payment
  •  Anxiety
  •  Failure to pay monthly rent/lease
  •  Behind in taxes
  •  Downturn in the market
  •  Customer base decreasing
  •  Bailiff seizures
  •  Merger or break-up
  •  Multiple re-mortgaging
  •  Internal misappropriation of funds
  •  Corporate funds depleted
  •  Personal funds depleted
  •  More cash going out than in
  •  Depression

We offer customized debt counselling for your needs.

Where To Find Us

Find us in the First Edmonton Place building on the corner of Jasper Avenue and 107th Street, behind the Corona LRT Station. Street meter parking is available along Jasper Avenue as well as 106th and 107th Streets, and paid surface parking is off of 106th Street, and underground parking for First Edmonton Place is off of 107th Street.

A.C. Waring &
Associates Inc.

  • First Edmonton Place
    410-10655 Jasper Ave NW
  • Edmonton, AB T5J 3S9

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Our Testimonials

Blog

How To Deal With Overwhelming Credit Card Debt

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Credit cards are useful tools for providing us with money in advance.  This money is not free however.  It is an advance loan and must be repaid within the credit agency timelines.   In fact, the money you spend using a credit card payment is more expensive than your own money from your bank account […]

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January 10, 2022
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How to Financially Protect Yourself When Planning for Retirement in a Pandemic

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The COVID-19 pandemic has changed the way we looked at our money forever. Studies have shown that 1 in 3 Canadians have felt an impact on their finances since the first lockdown happened in March 2020; an impact that has reduced their income, changed how they saved, and even pushed their retirement plans to a […]

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September 19, 2021
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Bankruptcy Misconceptions You Need to Know About During a Pandemic

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Alberta’s financial future is changing. While many people in our province found themselves out of a job once the pandemic hit, the Canadian government responded with a flood of different benefit programs designed to help lower-income workers keep their heads above water.  Insolvencies decreased across the country during the pandemic partly due to government financial […]

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August 24, 2021
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Men sitting down overwhelmed with credit card debt

Credit cards are useful tools for providing us with money in advance.  This money is not free however.  It is an advance loan and must be repaid within the credit agency timelines.   In fact, the money you spend using a credit card payment is more expensive than your own money from your bank account […]

Read More…

The COVID-19 pandemic has changed the way we looked at our money forever. Studies have shown that 1 in 3 Canadians have felt an impact on their finances since the first lockdown happened in March 2020; an impact that has reduced their income, changed how they saved, and even pushed their retirement plans to a […]

Read More…

Alberta’s financial future is changing. While many people in our province found themselves out of a job once the pandemic hit, the Canadian government responded with a flood of different benefit programs designed to help lower-income workers keep their heads above water.  Insolvencies decreased across the country during the pandemic partly due to government financial […]

Read More…

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