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What is Discretionary Spending and Why is it Significant?

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What is Discretionary Spending and Why is it Significant?

Every adult needs to have an income; it is your incoming funds that pay for your outgoing expenses. Your expenses will be either obligatory or optional. To avoid becoming overwhelmed by future debt, it is important to realize that your incoming funds, usually from your job/career, investments, inheritance, etc. can all vaporize quickly if you […]

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Getting Back on Track Financially after Dealing with an Addiction

Many recovered addicts have extensive personal debt beyond the treatment they received from Alberta Health. Dealing with an addiction is one of the hardest things possible, and the economic fallout afterward can be devastating. You may have stacks of unopened bills and collection notices that piled up and seemed to multiply while you were ill. […]

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