Credit cards help cover costs in advance—they do not provide free money. They are a loan that requires repayment within the credit agency timelines, which many people can struggle with. If you are struggling to pull yourself out of credit card debt, there are strategies you can use to take control of your situation, including […]
Your credit score can be a significant factor when you are seeking a loan, mortgage, or even rental accommodation. Your credit score is essentially a rating of your creditworthiness. It is important to know how different types of debt can impact your credit score so you can responsibly manage it. A credit score is not […]
There are some basics of credit scores and what they mean. If you’ve had any consumer credit, like a credit card, car loan or personal line of credit, the details are recorded in the credit bureau. This is a quick and efficient way for lenders to see if you are a reliable borrower. The Types […]
Buying a house is arguably the largest purchase you’re ever going to make, and almost every single person pays for their house by way of a mortgage. Mortgages are a specific type of secured loan you set up with your lender (typically a bank) to pay for your house over a period of time. Mortgage […]
1. Develop Additional Income Streams Most adults have formal full or part-time employment. Many also have additional passive or alternative incomes as well. This additional income is a boon generally but especially during tough economic times. As long as you have a computer and reliable internet access, there are likely opportunities for you to take […]
Updated October 16, 2019 When someone isn’t able to pay their debts off in a timely manner, the person or organization who is owed money may ask the courts to garnish the debtor’s wages. Wage garnishment can have serious ramifications for individuals already struggling to make ends meet. Sometimes we take on more debt than […]
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