Category: Credit Score

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How Do Different Types of Debt Impact My Credit Score?

Posted on October 17, 2022 (October 17, 2022) by Arthur Waring

a burlap bag with "debt" written on the front of it, with coins and an increasing bar graph next to it showing debt levels

Debt isn’t inherently a bad thing—in fact, having a little bit of debt can actually help your financial situation in the future. Most people don’t have the capital to pay for things like a home or a car in a single transaction, so you’ll likely need to take out a loan to help pay for […]

What Are The Variables that Affect Your Credit Score?

Posted on January 31, 2022 (February 9, 2022) by Arthur Waring

Illustration of excellent credit score of 827 portrayed with individual using laptop.

There are some basics of credit scores and what they mean. If you’ve had any consumer credit, like a credit card, car loan or personal line of credit, the details are recorded in the credit bureau. This is a quick and efficient way for lenders to see if you are a reliable borrower. The Types […]