Sometimes, despite their best efforts to follow our debt payment plan, people find themselves unable to keep up. Collection agencies may inform us that if we cannot or will not come to an arrangement, they can take legal action to have our wages garnished, taking money out of our hands before we even see it. […]
Credit cards help cover costs in advance—they do not provide free money. They are a loan that requires repayment within the credit agency timelines, which many people can struggle with. If you are struggling to pull yourself out of credit card debt, there are strategies you can use to take control of your situation, including […]
Graduating from post-secondary school is an exciting accomplishment, but when you come out of school with student loan debt, you have to face loan repayment. If you receive loans from multiple sources, such as the federal and provincial governments, or private loans and lines of credit from banks, you will have several payments to keep […]
Debt isn’t inherently a bad thing—in fact, having a little bit of debt can actually help your financial situation in the future. Most people don’t have the capital to pay for things like a home or a car in a single transaction, so you’ll likely need to take out a loan to help pay for […]
If you’re in need of cash fast, you may take out a payday loan. These high interest, short-term loans could help address emergency costs like property damage, but they are hardly ever worth taking out unless you are absolutely certain you can pay them off by their first due date. But life happens, and you […]
Whether you move in as a couple or get married, your financial situation can change in several ways. Still, managing your debt should be your first priority. But if you struggle with managing your debts, will the consequences you face also affect your loved one? If you need to file for bankruptcy, will your partner […]
The average Albertan carries about $25,000 of debt—the culmination of student loans, car loans, mortgages, credit card balances, and so much more. You’re going to have to face these debts at one point or another, and the difference between paying them off and struggling with your finances is having a sound repayment strategy. If you’re […]
All Canadians have to deal with debt at some point in their life. Whether it’s for paying for school, buying a house, or getting a car, there will come a time when you will have to take on debt to help you achieve the goals you have. But this isn’t a bad thing. Taking on […]
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